Category Archives: Economics

How to Earn 7% in U.S. I-Series Savings Bond or 9% Stable Interest in a Crypto Account

Inflation is up to about 7%, which means that the cash in your bank account or savings account or money market fund (all which pay almost nothing) is losing that much value in a year. That has spurred me to … Continue reading

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Private Equity Drove 50% Returns on University Endowment Funds; How You Can Join in This Investing Feast

A recent headline in the Dartmouth student newspaper reads, “Dartmouth’s endowment posts 46.5% year-over-year returns, prompting additional spending on students”.  That seems like really great investing performance. But the sub-headline dismisses it as less-than-stellar, by comparison: “The endowment outpaced the … Continue reading

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Blockchain: The Ingenious Basis of Bitcoin

Most of our financial transactions are managed by centralized institutions like banks and credit card companies. These companies have controls in place to manage digital transactions, so (for instance) no one can spend the same dollar twice. If you have … Continue reading

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GameStop Short Squeeze: Small Investors Sting Wall Street Hedge Funds

If you think the price of a stock is going to go up, you can buy shares and wait for the price to go up, then sell the shares to someone else. This is called being “long” a stock. But … Continue reading

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Central Banks, Interest Rates, and Zombies

In 2013 I wrote an Overview of the U. S. Monetary System   describing what money is and how it is created; interactions of the Treasury, the Federal Reserve, and commercial banks; and government and trade deficits. Much of this … Continue reading

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Some High Yielding Investments

Individuals choose to save money for a variety of future expenditures, such as purchase of a car or a house, college costs, or retirement. It makes sense to allocate these savings into assets which grow in value with time or … Continue reading

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Folding and Electric Scooters and Bikes for Commuting the Last Mile

Updated March, 2021 Many urban rapid transit systems have stations about a mile (1.6 km) apart. This leaves much of their service area a mile or more from the stations. Helping users to traverse this distance between the stations or bus … Continue reading

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Adventures in High-Yield Investing

On a different topic than the usual science-and-faith…Over the New Year’s holiday I reflected on how ten years from now I will likely be retired and living largely off the returns of whatever I have been able to invest by … Continue reading

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Understanding the Monetary System

This post is to introduce a tutorial which is posted up top as Monetary_System. It describes the workings of the our modern fiat monetary system, which differs significantly from the gold standard upon which classical economics theory was based. Many economics … Continue reading

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Ugly Map of European Unemployment

The Swedish economics blog Flute Thoughts has posted this map of 2011 employment by region in Europe: [I first saw this as a cross-post in Zerohedge].  This map calls attention to the differences between the “core” and “periphery”. On a country-by-country … Continue reading

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